Craigslist PayPal Scam

 

Today is the second time I have spoken with someone regarding this issue. Someone I know was trying to sell her engagement ring, and she placed an ad on Craigslist. Just for the record, she lives in Tennessee and the person who responded said they live in Ohio. This person said they sent $4,350.00 to my friend via PayPal, but my friend did not see the money in the account that she had just created for this specific purpose. She received several emails from “PayPal” and here they are with my commentary. I’ve highlighted several issues with these emails.

First off, you can tell if an email is a scam by looking at who sent you the email. Notice how it says service@paypal.com, but then it says paypalsfundsalerts@inbox.lv? Well, if you get an email that shows 2 different email addresses, red flags should go up. Out of curiosity, I went to inbox.lv and that website does exist and anyone can create an email address with any name they want. This is not a valid paypal email address because they would not go out of the @paypal.com system. It just doesn’t happen. So that is my first red flag.

email to and from

This is the first email. I used Gimp to highlight. I created a box around the text, then used the paintbrush to add yellow with 50% transparency, which is why the black text looks faded. I just wanted to clarify that before you went any further.

Ok so here is the first email. They emailed her to tell her that they placed a temporary hold on the funds of this transaction. Why would they do that? I know she has just created this PayPal account for this very purpose, and she never intends on using PayPal again because she doesn’t trust it. She has a checking account with a brick and mortar bank, why would she need PayPal?

So I’m a bit confused here. They placed a temporary hold of $4,3500.00, but she is supposed to Money Gram $750 to someone, then send them a picture or scanned copy of the Money Gram to PayPal? What? That’s not how this works. This is crazy to me!

email 2 money gram

This is who she is supposed to send $750 to. Who is this? This is a 3rd party. PayPal would NEVER have you send money to a 3rd party via Money Gram. I’m sorry, but this is crazy to me.

email 2 money gram florida

Another red flag for me is that they would NEVER spell Walmart or Money Gram without caps. Also, check out my 2nd highlight where they started a new sentence without the space.

email 2 walmart or money gram

Ok, so that is the first email. She told this person that she never got the money and that she didn’t feel comfortable sending $750 via Money Gram. I mean, why would she feel comfortable doing that? I feel uncomfortable for her. So then she gets this email. First of all, look at the date. 12/05/2015. Todays date is 5/12/2015 so they got that backwards lol. If PayPal were to send an email out, they would have the correct date. Second, when someone sends you money on PayPal, a representative does not contact you personally. It just doesn’t happen. The computer will generate an email telling you that you need to verify your account before the funds will be deposited into your account. So that is a huge red flag for me. Third, they misspelled PayPal. You see my highlight that says papal. The last thing about this email is the Money Gram Transfer. I am still very confused about that.

email 1 contents

And finally they sent out a third email. Let me just repeat what I said before, if PayPal were to email anything to you, it would be their computer, not an actual person. They are pleading this Hazel persons case. “You Have to understand that Hazel Lane is a loyal customer of PayPal.” You have to understand is their first sentence? Why? I don’t understand this. Why are they pleading for someone? They spelled have with a cap. Then read my 2nd highlight “to loose the money.” You don’t loose money, you lose money. Then they said it is clear you are trying to scam her which will be taking up legally. WE WILL, is what they meant to say. Then finally “which can lead you loosing this account.” You don’t loose something, you lose it. Oh and they are threatening 5 years in prison. Then finally in the last highlight they did it again with the separation of sentences where they added a period, but then forgot to add a space, but this time the next sentence begins without the cap and it says “please for any Question reply directly back to this email.”

email 3 you have to understand

Oh and finally the logo at the end SCAM DEFENCE. Yeah, I’m pretty sure it’s spelled with an S not a C. Defense. Also the N is raised a bit oddly in that logo.

I told her what I thought and that she should call PayPal directly and I found their number on Google Search and she called and they told her that this is a scam. I told her to cut off communication with this person and to delete her PayPal account since she has no intention of using it any further. I also advised her to change her email password and to block this person on her phone since they were communicating via text message.

It doesn’t take a rocket scientist to know when you are being scammed, but some people, particularly young and elderly people don’t get scammed too often, so they don’t see the signs right away. That’s why I am happy that she sent me a message asking me what I thought about this whole thing. Another friend of mine fell for this scam when she tried selling her laptop on Craigslist. They pressured her to ship it out overnight, so she ended up shipping out her laptop and never got a dime and spent around $50 shipping the laptop to… get this… NIGERIA! If that is not a big giant red flag, I don’t know what is. If you are ever in doubt, the minute you see the word Nigeria, RUN! Don’t pass go, just run! And when I say run, obviously I mean shut it down. Stop all communication and call PayPal directly.

If you have to question something, then perhaps there is something wrong with it. Also, you know the old adage, say it with me, If it sounds too good to be true, it probably is.

If you want to see what a TRUE PayPal email looks like when you get money, this is it. They don’t add any fancy graphics or personalize anything. Know the difference and stay safe.

proper email

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WoW Look At That Phish

I don’t know if this is a new scam or if it’s been around and they are just now getting to me but last week I got an email that looked as if it really came from Blizzard telling me that a character faction change is now pending for my World of Warcraft account with my email address and a link to track the status of my request.

Down in the email they had a transaction ID number with my email address again then below that was some “more information” along with a few links.  2 of those links were different from what was shown in the text.  That there was my clue that something didn’t smell right.

So, obviously I knew it was a phishing scam because I don’t have a World of Warcraft account with them.  I played the trial back in 2006 for the week they gave me but I really only played it for a couple of days.  I was taking a break from EverQuest to get away from all the drama in the guild and during that break I tried out the demo of some other games.

The only thing that concerned me about this email was that when I was at the blizzard website looking for their contact information I stumbled onto their FAQ page and found out that they charge $30 to change your characters faction.  If I did have an account, which I knew I didn’t but if I did I didn’t want to be charged $30 for nothing.

I finally found the contact page and forwarded them the email that I got.  They responded letting me know that they can confirm that the email address that was associated in this phishing email does not exist in their database, meaning I don’t have an account to worry about.

I got another email today from a different email address but still from blizzard telling me that my account has been locked due to suspicious activity.  It said that my account had been logged in via a different IP address than what their records show as being my IP address.  They are concerned my account has been stolen so they locked me out.  I don’t have an account so you didn’t lock me out of something I didn’t have in the first place.

Naturally I can only assume this is another phishing scam email.  I went to verify that the links were exactly as they were showing up in text and of course they are different.

So even though I know I have nothing to worry about, I am writing this blog post to warn other people out there who actually do have a World of Warcraft account to beware.  If you get these emails and you know for a fact that you did not order a faction change for $30 and you know for a fact that you can still login, that your account hasn’t been locked then you know not to click ANY LINKS in those emails.  Beware when someone sends you an email asking you to click a link to login to your account because you might be handing over the keys to the Bentley without even knowing it.

Video Professor Free?

I see these commercials all the time for Video Professor where the “chairman” talks about how he gives away his lessons on CD for free.  Well, I hate to disillusion anybody but it ain’t free.

I ordered my “free” lesson and when it finally came in the mail I saw the fine print.  It’s free for a certain amount of time.  After that specific time is up they automatically charge your credit card $70.

I got the Frontpage lessons because I thought I was getting it for free for the cost of shipping.  I saw the warning and immediately called the number and told them I am sending it back the next day as soon as I wake up lol.  There is no way I am rich enough to be able to afford $70 for lessons for a program that I’ve been using since 1997 that I am clearly able to use without any of their lessons.  I just thought that they would be able to tell me something I didn’t know but every lesson in there was something I am aware of lol.

It would be one thing if they charged $20 plus shipping for a lesson, that’s at least reasonable but $70 that’s a bit much.  Is it false advertising that they say it’s free then you find out it’s $70?  I think it is.

Ok I have to admit something.  This happened like 2 years ago lol.  I just saw the commercial and it jogged my memory and so I thought I would blog about it lol.

Credit Card Theft

I wasn’t going to blog about this because I had resolved it with the bank so it was a non issue.  But I did a search on it and find that it is a huge issue.

This company who goes by many different names, or maybe, possibly there are many companies doing the same thing.  One of the names is MyLiberia.com, another is Digismarket.  The name on my statement is Electronic Business Res.  They charge you $4.95 for services that are never rendered.  They are an online bookstore or so they say they are, selling e-books but you never get an e-book.  You don’t even get an email telling you that they are ripping you off but in the bank statement it gives me a transaction number and a phone number which is out of service.

As I said I wasn’t going to blog about this but I feel that it’s something that people really need to know about.  Make sure you check your bank statement or credit card statement often to make sure it’s not there.  Or better yet, call the credit card company or your bank and just request a new card so you can have a new credit card number just in case.

Good luck

$5 Footlong? Really?

I’ve loved Subway since the first time I ever went there when I was 18 years old when I moved back in with my parents when they moved to Quartz Hill in the Antelope Valley.  We went there all the time and I remember that I always got the same thing.  The Cold Cut Combo.  To this day that’s the only sandwich I ever get.  Sometimes I’ll be different and get a meatball sub or turkey but it’s usually always the Cold Cut Combo.  It tastes good to me.

Recently in the last few months or so I’ve been seeing the commercials for their $5 footlong.  They are competing with Quizno’s because Quizno’s has a good deal too for $5.  So they are just trying to keep or lure their customers away from the competition.  That’s fine and $5 is a good price for a 12″ sub.

We went to Subway for dinner tonight and they had their sign (or window sticker) that says “Any” which implies what?  All?  That’s what it implies to me.  By saying any that means if I want a footlong meatball sub then it’s $5 right?  Wrong.  The definition of “Any” for Subway means that they have a couple footlong sandwiches for $5.  So isn’t that false advertising?

I’m lucky the Cold Cut Combo just so happened to be $5 for the footlong because that’s what I wanted anyway but it would be nice if they had more of a $5 selection.

I think that if a sign says “Any” then everything should be $5 and not just a select few.  There were maybe 5 items on the menu that were $5 footlong.  That’s not a lot of choice.  When we got to the register to pay for our $5 footlongs they asked if we wanted chips and a drink for $2 more each and we were like screw that.  $1 for a drink and $1 for a little .50 cent bag of chips?  Are you joking?  We could go to the store across the street to buy a bag of Chips and soda which we ended up doing.  We bought 2 large bags of Doritos (buy 1 get 1 free) and 2 bottles of sparkling flavored water for .79 cents per bottle.

I like Subway but I don’t agree with this false advertisement.  I think it’s crappy because they lure you with the promise of a $5 footlong then you are stuck paying $7.59 for the sandwich you intended on buying.

Update: We were shopping today for new work clothes for Darrin and we had to go to Walgreens to pick up some things and decided that we would go to Subway for lunch.  I was bitching about their false advertising and so Darrin purposely ordered something that was not $5, Roast Beef.  It says on the menu that it’s like $6.79 or something like that and he asked is that $5 footlong? And the lady said yes.  We got to the register and the total for both sandwiches was $10.

So Subway, I apologize that I made such a quick judgement.  But in my defense if any footlong is $5 you should change all the prices on your menu board to show that any footlong is $5.  Because I would see the prices and immediately not order something because it doesn’t say $5.

Credit Scams

I’ve been getting these phone calls from credit companies trying to recover a huge amount of money from a person with the same name as mine as well as this persons wife named Amanda McDonald.  Well, I can safely say that I am not married or dating a woman named Amanda or any other woman’s name for that matter.

Last year I got a call from one of those places that give you money when you give them a check and they hold the check until your next payday.  I never ever go to those places at all.

Also last year I got a call saying I owed $50,000 which I know I don’t owe.  I told them that I don’t owe them and it’s not me and I was stupid enough to give them the last 4 digits of my social security number.

Yesterday I got a call and they said my name and I said yes and then she said Amanda and I said you know what, there is no Amanda McDonald here, there never was and never will be, you got the wrong person.  The lady said thank you and hung up.

Well, about an hour ago I got a phone call saying that I owe money for a Suzuki car.  Uh, I don’t think so.  I never learned how to drive and I definitely don’t have a driver’s license.  I definitely do not have a Suzuki vehicle and if I did they could come and repossess it, but I don’t have one so they are SOL.

Thankfully I am a member of LifeLock and I called them up to tell them what happened and they told me that there are a lot of people out there who are trying to scam you out of your money and because of today’s economy they can’t make money any other way but to try to steal it from other people.  They send me a credit report from all 3 credit bureau’s every year and there was nothing on it the last time and the woman from LifeLock said that I should be getting another one in a month and half so if it’s not there (the car) then don’t worry about it, it’s probably a scam.

Don’t listen to phone(y) people because they are most likely lying to you to get your money.  They will try to convince you to give them your social security number to verify their claim but you cannot give that number to them.  The only way you should ever give that information out is if you called them.  What you should do is ask them what company they are calling from then look it up on the internet and then call them.  If they don’t respond then hang up.  If there is a phone number listed on the caller ID then call the police and give them that number and they can investigate it.  If it says Unknown Caller or Private Caller that is also a way to know that it’s fake.  This call I got today said Unknown.  A credit company will have their name and number on your Caller ID.  Don’t be fooled into giving away your good name.